1) Legal cover shall be provided on all cases requiring the services of a legal
practitioner up to the over limit.
2) The cover limit represents the maximum amount one can claim in a year, the being 365
days counted from the date of joining.
Subscriptions are to be paid either weekly, monthly, or manually only in advance.
They fall due by the first day of each week, month, or year whichever is applicable.
A member shall be in considered to be in arrears if she/he fails to make payment by the
tenth of the month or second month of the year, whichever is applicable.
3) A membership card and policy document will be issued upper payment of the first
premium. However there is a matching period upon which a member can commerce accessing
legal service.
4) Spouses and children are not covered unless stated on the schedule as covered.
5) Cash back of 50% of the total contribution will be paid in the event of death of a
member before any claim has been.
6) For group schemes immediate legal cover can be approved upon receipt of the first
subscription group status shall be granted to employee when at least 50% of the
estimated number of employees per established joins the legal aid.
7) If a member fails to pay his/her premium for 3 (three) consecutive months, the plan
will automatically lapse and no legal services shall be rendered to the member by the
legal aid.
8) If the one wishes to continue he/she reapply to reinstate his/her plan.
9) A member in need of legal services shall be required first to approach click 8 legal
administration for assistance.
Click 8 legal aid shall be liable to pay legal fees for work done on behalf of a member
without its knowledge.
10) Member should take note that the legal aid shall not be responsible for paying such
costs of fines capital gains tax stamp duty and other statutory fees. cover for bail is
limited to the cover limit chosen by the member.
11) No fund shall be given to a member who decides to cancel the plan us withdraw his/her
membership.
12) A valid calm excludes lobola or civil disobediences related issues. A claim outside
Zimbabwe will not be entertained.
13) In the case of a claim a member must notify click legal administration the
circumstance of the claim within a period of 21 days of the incident occurring.